Website Terms and Conditions

Terms and Conditions (“Terms”)

Last updated: 24/04/2021

1. Introduction

These Finance Hut Website Terms And Conditions (these “Terms” or these “Finance Hut Website Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Finance Hut Website Terms And Conditions. This website is owned and operated by Finance Hut (Pty) Ltd, registration number: 2019/036148/07. These Terms also apply to the use of Finance Hut Capital, registration number: 2020/937502/07 (which is the subsidiary of Finance Hut). 

2. Intellectual Property Rights

Other than content you own, which you may have opted to include on this Website, under these Terms, Finance Hut and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved. You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website, 

3. Restrictions

You are expressly and emphatically restricted from all of the following: 

1. publishing any Website material in any media;
2. selling, sublicensing and/or otherwise commercializing any Website material;
3. publicly performing and/or showing any Website material;
4. using this Website in any way that is, or may be, damaging to this Website;
5. using this Website in any way that impacts user access to this Website;
6. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
7. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
8. using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from access by you, and Finance Hut may further restrict access by you to any areas of this Website, at any time, in its sole and absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality of such information. 

4. Your Content

In these Finance Hut Website Terms And Conditions, “Your Content” shall mean any audio, video, text, images or other material you choose to display on this Website. With respect to Your Content, by displaying it, you grant Finance Hut a non-exclusive, worldwide, irrevocable, royalty-free, sublicensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media. Your Content must be your own and must not be infringing on any third party’s rights. Finance Hut reserves the right to remove any of Your Content from this Website at any time, and for any reason, without notice. 

5. No warranties

This Website is provided “as is,” with all faults, and Finance Hut makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you. 

6. Limitation of liability

In no event shall Finance Hut, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, delict or otherwise, and Finance Hut, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website. 

7. Indemnification

You hereby indemnify to the fullest extent Finance Hut from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms. 

8. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein. 

9. Variation of Terms

Finance Hut is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website. 

10. Assignment

Finance Hut shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. 

11. Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Finance Hut and you in relation to your use  of this Website, and supersede all prior agreements and understandings with respect to the same. 

12. Privacy Policy

While using this Website, information about you may be either collected by Finance Hut, Finance Hut Capital or provided by you. Such information will become the property of Finance Hut and Finance Hut Capital, within the confinements of the Protection of Personal Information Act 4 of 2013.

Finance Hut and/or Finance Hut Capital uses your Personal Information only for providing and improving the Website. By using the Website, you agree to the collection and use of information in accordance with these Terms.

While using this Website, it may be asked of you to provide Finance Hut and/or Finance Hut Capital with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name (“Personal Information”).

The security of your Personal Information is important to Finance Hut and Finance Hut Capital, but remember that no method of transmission over the internet, or method of electronic storage, is 100% secure. While Finance Hut and Finance Hut Capital strives to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

This Website makes use of the Google Invisible ReCAPTCHA service. Use of the Google Invisible ReCAPTCHA service is subject to the Google Privacy Policy and Terms of Use. For a further expansion on the Privacy Policy, please see the Client Privacy Notice.

13. Disclaimer

Finance Hut Capital is not, and does not hold itself out to be:

1. 1. financial advisor generally, or a “financial advisor” as defined and contemplated in the Financial Advisory and Intermediary Services Act 37 of 2002; or
   2. an intermediary service generally, or an “intermediary service” as defined and contemplated in the Financial Advisory and Intermediary Services Act 37 of 2002; or
   3. a collective investment scheme generally, or a “collective investment scheme” as defined and contemplated in the Collective Investment Schemes Control Act 45 of 2002.

Finance Hut Capital does not provide financial advice nor advertise financial products.

Finance Hut Capital shall not be responsible for any user entering into agreements or making a decision(s) of whatever nature in connection with the information found within this Website.

Whilst Finance Hut Capital has taken reasonable measures to ensure the integrity of this Website and its contents, no warranty, whether express or implied, is given that this Website will operate error-free or that any files, downloads or applications available via the website are free of viruses, Trojans, bombs, time-locks or any other data, code, or harmful mechanisms which has the ability to corrupt or affect the operation of your system.

Insofar as this Website contains links to any other internet websites, you acknowledge and agree that Finance Hut Capital does not have control over any such website and Finance Hut Capital shall therefore not be liable in any way for the contents of any such linked website, nor for any costs, expenses, losses or damages of any nature whatsoever arising from your access and/or use of any such website.

14. Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the Republic of South Africa, and you submit to the non-exclusive jurisdiction of South African courts located in Johannesburg for the resolution of any disputes. 

Contact Us 

If you have any questions about these Terms, please contact us.